Keep in touch with Our Oakdale Bankruptcy Attorneys for more information
Lamey attorney, P.A. happens to be serving the residents of Oakdale for longer than three decades. Below, you’ll find brief responses to a number of the concerns we get many. All of us acts throughout Pine Springs, Lake Elmo, Maplewood, Woodbury, Oak Park Heights, and much more.
To find out more, dial (651) 309-8180 to schedule a bankruptcy consultation that is free.
May I dispose of IRS taxes if we file bankruptcy?
Quick response: Yes, if for example the taxes along with your situation meet with the needs. a bankruptcy that is experienced can figure out if you meet up with the qualifications to discharge or cancel your revenue fees in bankruptcy.
In most cases, taxes may be released in bankruptcy: (1) if they’re over 36 months old calculated through the deadline for the income tax return; (2) in the event that tax statements had been filed a lot more than 24 months ahead of the bankruptcy; (3) in the event that fees are not examined within 240 times before the filing regarding the bankruptcy; and (4) as long as the fees aren’t owed by explanation of a «SFR» or replacement for return served by the IRS there are some other needs, such as for example that the fees can’t be caused by a taxpayer filing a false or tax that is fraudulent, while the taxpayer cannot have meant to evade or beat the fees.
Could I register chapter 13 bankruptcy merely to stall property foreclosure?
Short response: No, it isn’t a suitable utilization of chapter 13 bankruptcy to register an instance simply to obtain the security of this «automatic stay» with no intent to perform the situation.
Some individuals file bankruptcies over repeatedly (several or «serial» filers) to over and over repeatedly stop foreclosures on their house. It’s not only incorrect to take action, however it causes lots of unneeded expense that is legal the home loan organizations being foreclosing, as well as plenty of unneeded difficulty and cost towards the court system. The bankruptcy court can discipline individuals or their lawyers through contempt of court or any other opportinity for filing numerous bankruptcies without the intent which will make them work.
Can my Homeowner’s Association foreclose to my Minnesota house for unpaid HOA dues?
Quick Response: Yes.
Home owner’s associations in Minnesota can foreclose on your own home for unpaid https://badcreditloans4all.com/payday-loans-in/salem/ HOA dues.
Do not lose your property to property property property foreclosure! For you to file a chapter 13 bankruptcy to stop the foreclosure and allow you to catch up your delinquent HOA dues, and possibly also deal with your other debts, in a way that you can afford if you qualify, it may be possible. Phone our workplace at (651) 309-8180 to prepare very first consultation that is complimentary certainly one of our attorneys.
Are you able to be arrested for maybe perhaps not having to pay education loan?
Brief response: No. You simply can’t be arrested for maybe perhaps maybe not spending education loan.
But if you should be sued for a student-based loan and possess a judgment given against you, after which are bought by way of a court to resolve questions regarding finances and refuse to do this, then yes, you will be arrested and jailed – not for perhaps not spending your education loan, however for breaking the court’s purchase.
Lesson: if you should be involved with a court proceeding, constantly adhere to court sales. Or perhaps you might get arrested and jailed.